Invoice factoring that turns completed work into immediate cash flow

Access working capital by accelerating receivables — without taking on traditional debt.
;

Cash flow shouldn’t lag behind completed work.

For businesses with long receivable cycles, factoring and receivables financing can unlock capital tied up in invoices. The challenge lies in understanding the true cost, operational impact, and strategic fit.

startBiz helps businesses assess receivables financing objectively — determining when it strengthens cash flow, how to structure it responsibly, and how it fits within a broader capital strategy.

For many B2B businesses, growth isn’t limited by demand — it’s limited by timing.
  • You’ve completed the work.
  • You’ve issued the invoice.
  • Now you’re waiting 30, 60, sometimes 90 days to get paid.

Invoice factoring exists to solve that exact problem.

Industries commonly using factoring

Just a few of the industries that can benefit.

Transportation

Repairs, supplies, fleet expansion

Wholesalers

Large orders and vendor payments

Manufacturing

Materials, equipment and labour

Professionals

Inventory, location and marketing

Don’t see your industry here? Let’s have a discussion about your business and how we can help.

Self-Assessment Checklist

  • Do you invoice other businesses?

  • Are your customers creditworthy?

  • Are payment delays creating cash pressure?

  • Would faster payments stabilize operations?

If you answered yes, then CSBFL may be the right solution.

Turn Outstanding Invoices Into Working Capital

Why Us?

Working through our system, you can determine whether your business fits into the invoice factoring model, and how to best use it to keep operations running smoothly.

Financing. Fixed.

Where small businesses get real funding solutions.
startBiz has developed our Fixer Framework™ exclusively for small business financing, providing owners with direct solutions and practical guidance that banks and traditional lenders don’t offer.

We fix the financing issues that slow the growth of small businesses, using five principles.

 

Clarity

Integrity

Competence

Professionalism

Discipline

Inspired Visions

Featured client success story

The King’s Chair Barbershop is bringing upscale men’s hairstyling across the GTA and beyond.

 

Locations successfully launched in two years

%

Growth rate in the first 36 months

When visionary entrepreneurs Ali and Omar wanted to take men’s haircare and styling to another level in the Greater Toronto Area (GTA), we helped them communicate their passion and expertise to the banks through the startup phase and additional expansion financing; then we got out of the way while they have executed and brought three successul locations to the region. We can’t wait to see and be a part of their continued growth. Follow them here.

Ready to Get the Capital Your Business Needs?

Stop fighting the system alone. We bring clarity, speed, and real solutions to your financing journey.

Book a Session