MCAs shine where revenue is predictable but timing is brutal.

Best-Fit Industries

  • Restaurants & Hospitality
  • Construction & Trades
  • Transportation & Logistics
  • Retail & E-commerce
  • Medical & Dental Practices
  • Seasonal Businesses
  • Marketing Agencies & Professional Services

Ideal Business Characteristics

  • Consistent monthly revenue
  • Strong gross margins
  • Clear ROI use of funds
  • Short cash-conversion cycles

Poor Fits

  • Startups with no revenue
  • Low-margin businesses
  • Companies already over-levered
  • Businesses trying to refinance old mistakes

Rule of thumb:
If the capital doesn’t directly produce more revenue, don’t touch an MCA.